About

Money Basics UK is an independent, plain-English guide to official UK money rules, published by Christian Costa. It covers savings, tax, pensions, credit, banking, mortgages and benefits for people in the United Kingdom.

The author

Christian Costa chooses topics, writes and updates the articles. He focuses on practical household money questions and links each important point to a verifiable official source.

How we work

• Each article opens with a short direct answer, then explains the detail.
• Rights, deadlines and obligations are taken from legislation and government guidance, with a date when sources were checked.
• When rules change, we update the article and its date.

Independence

We are not a bank, insurer, intermediary or regulated adviser, and we do not sell financial products. Mentioning an organisation or product is not a recommendation. Editorial responsibility is set out in the Legal notice. You can report an error via Contact.