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Current accounts, payment services and switching rules shape how you receive income, pay bills and manage day-to-day money.
We outline your rights, common fees and the switching process in clear language, with links to regulator and government information.
Tricked into a bank transfer? Your bank must usually refund APP fraud up to £85,000, normally within 5 business days. Who is covered and how to claim.
Basic bank accounts: who is eligible, what the account must offer, no fees for standard sterling services, no overdraft, and the refusal and closure rules.
How the Current Account Switch Service works: the seven working day switch, automatic payment redirection, the Switch Guarantee and what to check first.
Other topics
Cash ISAs, tax on savings interest, and how your deposits are protected.
Income Tax, tax codes, allowances and how to check what you owe or are owed.
State Pension, workplace pensions and tracing pensions from past jobs.
Borrowing responsibly, credit agreements and protection when you pay by card.
Buying a home, mortgage basics and Stamp Duty Land Tax.
Child Benefit, Universal Credit and how to claim support you may be entitled to.
This article is general information and not personal financial, tax or legal advice. Check your own situation with HMRC, GOV.UK or a regulated adviser.